With record disparities between housing and salaries, an over-inflated stock market, and the rising cost of living, new generations are seeking opportunities in the burgeoning web3 space. Decentralized finance (DeFi) has leveled the playing field for everyday people to access sophisticated financial tools and secure decent returns. Yet many crypto investors end up paying hefty capital gains taxes that eat into their profits or miss life-changing opportunities for fear of legal repercussions. As the world navigates the shift from traditional finance, we need solutions that bridge legal compliance with the evolving needs of investors.

Locked.Money is a digital asset management platform that does exactly that, offering a trustless solution that combines secure cold storage with the benefits of traditional finance to provide a legally compliant, tax-efficient, and user-friendly service that maximizes investors’ digital wealth. Locked.Money democratizes financial tools, giving users access to a sophisticated legal framework with best-in-class asset protection and unparalleled taxation benefits.

Trustless Vaults Place Users in Control

With more than $1.7 billion stolen from centralized exchanges in 2023 and $3.8 billion in 2022, many crypto investors have learned the importance of custodying their assets the hard way. Relying on third-party custodians negates one of web3’s most important advantages—its peer-to-peer transactional nature that shifts the power back to the user.

Locked.Money’s trustless multi-signature vaults ensure the highest level of security for digital assets. Users have exclusive control over their assets at all times and can authorize and conduct transactions without having to rely on anyone else. Locked.Money CEO Gediminas Butkus explains, “The decentralized nature of web3 provides countless opportunities to build solutions that traditional finance might find cumbersome or impossible to implement.”

Zero-Tax Jurisdiction Avoids Paying Capital Gains 

Capital gains tax typically ranges from 10% to 37%. In some countries, such as Italy, the authorities plan to raise it to a massive 42%, wiping away almost half of investors’ profits. With Locked.Money’s professional subscription plan, users can legally avoid paying capital gains tax no matter where they are in the world and no longer have to relocate to a tax-free jurisdiction like the Cayman Islands or Dubai. They can access Locked.Money’s sophisticated legal structure and link their vaults to its Series LLC setup.

Any activity occurring in the vault—from high-frequency trading to borrowing or staking—is legally exempt from capital gains tax. As the new bull run is in full swing and many coins are marking new all-time highs, avoiding capital gains tax will be a game-changer for crypto investors. Legal structures like this are centuries old, protecting the interests of the ultra-wealthy. Locked.Money is the first platform of its kind to bring this sophisticated wealth optimization solution to the everyday individual. 

Gediminas explains, “Locked.Money aims to level the playing field by providing cost-effective legal frameworks that allow regular users to benefit from strategies previously exclusive to the elite. We provide solutions that address changing regulatory demands and democratize access to sophisticated financial tools—tools that were once only accessible to the ultra-wealthy.”

No Obligation to Report Your Assets

Not only does Locked.Money's Series LLC structure provide privacy and tax benefits, but there is no legal obligation to report your crypto holdings. The benefits of this are manifold, from avoiding the headache of tracking all your transactions and tax implications to safeguarding your assets from prying eyes and increasing regulation.

“As the crypto industry moves toward a more regulated market, Locked.Money is designed to help users navigate this shift with ease,” Gediminas remarks. Keep hold of more of your digital wealth and take advantage of previously exclusive tools and wealth optimization strategies by choosing Locked.Money today.